I Have Insurance, Do I Need TotalCare?Medicare and insurance companies deny about 30 percent of all ambulance claims they receive. When they refuse to pay the entire bill -- often totalling more than $1,000 -- it becomes the patient's responsibility. But TotalCare members never have to pay for EMSA emergency care or for covered non-emergency service. Members are charged a significantly reduced rate (40% savings off the standard rate) for uncovered non-emergency service. |
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